Investment Planning

We’re committed to educating and empowering our clients, regardless of whether they’re young professionals just starting out, a business owner managing complex finances, or a retiree navigating the transition to retirement. We take the time to understand your unique needs and concerns and tailor our approach to provide you with the knowledge and support you need to make informed financial decisions. With our guidance, you can feel confident in making wise financial decisions and achieving the life you’ve always wanted. Our goal is to help you achieve your financial dreams by providing ethical and transparent financial advice that is always in your best interests.

Investments

Tfsa

The Tax-Free Savings Account is a useful tool for achieving your savings goals, as it allows you to earn investment income and capital gains tax-free.

Goals can include building an emergency fund, saving for a down payment on a house, or planning for retirement.

 

rrsp

Registered Retirement Savings Plans are a tax-advantaged investment vehicle designed to help you save for their retirement years.

One benefit of contributing to an RRSP is the tax deduction for your contribution, which can help reduce your taxable income and ultimately lower your tax bill.

resp

Registered Education Savings Plans  are specialized savings accounts designed to help parents save for their children’s post-secondary education, with the added benefit of government grants and tax-deferred growth.

rrif

A Registered Retirement Income Fund is a type of retirement account designed to provide a steady stream of income for retirees by converting their RRSPs into taxable withdrawals.

 

fhsa

A first-time home savings account is a tax-sheltered savings account designed to help Canadians save for a down payment on their first home while also providing a tax deduction on their contributions.

non-registered

Non-registered investments provide flexibility in meeting savings goals for short- or long-term objectives outside of registered accounts, while also providing potential tax advantages such as capital gains treatment and dividend tax credits.